Kathy Carpenter, CFP®
LPL Financial Planner & Partner
Kathy Carpenter, co-founder, is a CERTIFIED FINANCIAL PLANNER™ Professional and has been in the financial industry since 1988, helping clients through holistic financial planning, disciplined investment strategies and proactive personal service. Kathy is passionate about educating the public about the enormous differences between investment advice and integrated financial planning. She has taught financial responsibility classes at CSU-Chico, Yuba College, Safeway and Intel Corporations, as well as lectured at local workshops and businesses.
Kathy first began her career in the financial industry over 31 years ago as an insurance agent for one of the top insurance companies in the business. She co-founded her first wealth management firm in 1993 that was passionate about educating the public about the difference between investment advice and integrated financial planning. She took this passion for education and taught financial responsibility classes at local colleges throughout Northern California, as well as at a couple of Fortune 500 companies across the country.
In 2002, she and Co-founder, Diane Knight, established RedRock Financial, a firm that has helped clients through a collaborative process that helps maximize a Client’s potential for meeting life goals through Financial Advice. This advice aligns relevant elements of the Clients personal and financial circumstances.
For nearly 2 decades, Kathy has been committed to building RedRock Financial into one of the foremost practices in Northern California. Of all the business accomplishments, she is most proud of the stakeholders (partners and team) and how dedicated they are at providing a superior client experience.
Another passion of Kathy’s is her volunteer work. She is currently serving as President of EveryBody Healthy Body, a 501(c)3 focused on building healthy community initiatives through physical activity and recreation. She also serves on the Board of Ability First, a 501(c), which offers wheelchair sports programs designed to provide instructional and recreational sports opportunities to youth with physical disabilities.
In her spare time you can find her spending time on her houseboat with her wife, Judy and son, Jon, as well as traveling with friends or on the 20th Street pickle-ball courts.
“You can get everything you want in life by helping others get what they want.” I had heard these words a hundred times from my mentor and being young and trusting, I took them to heart. This is how I started my journey and my business.
It wasn’t about making a lot of money – it was about helping another. Being able to look them in the eyes and know in my heart I did my best for their best. There were times of uncertainty, no cash flow and always change. The change, while difficult, taught me to give up the good and allow the great. To not settle for mediocrity and to always push to the next level, continue to learn and to accept that I can only control so much. The rest I needed to let go and trust.
I am fortunate to continually grow with and through the experiences I share with our clients, our team, my family and friends. When you open to others and just allow – the reflection comes back ten-fold. I am blessed to do what I do and treasure it every day.
CA Insurance License # 0751805